{"headline":"What does this Medicare Part D plan cost and cover? Answered with 3 tiers; see data.","data":{"plan_year":2027,"file_date":"2026-10-08","plan":"H0028-063-000","plan_name":"Humana Essentials Plus Giveback (HMO)","contract_name":"CHA HMO, INC.","kind":"MA","snp":null,"formulary_id":"00027366","premium":"0.00","deductible":"50.00","service_area":{"counties":7,"ma_regions":[],"pdp_regions":[]},"tiers":[{"tier":1,"specialty":false,"deductible_applies":false,"preferred_retail":{"type":"not_offered","amount":null},"standard_retail":{"type":"copay","amount":"0.00"},"preferred_mail":{"type":"copay","amount":"0.00"},"standard_mail":{"type":"copay","amount":"10.00"}},{"tier":2,"specialty":false,"deductible_applies":false,"preferred_retail":{"type":"not_offered","amount":null},"standard_retail":{"type":"copay","amount":"0.00"},"preferred_mail":{"type":"copay","amount":"0.00"},"standard_mail":{"type":"copay","amount":"20.00"}},{"tier":3,"specialty":false,"deductible_applies":true,"preferred_retail":{"type":"not_offered","amount":null},"standard_retail":{"type":"coinsurance","amount":"19"},"preferred_mail":{"type":"coinsurance","amount":"19"},"standard_mail":{"type":"coinsurance","amount":"19"}}],"drug":{"rxcui":"617311","covered":true,"tier":1,"prior_authorization":false,"step_therapy":false,"quantity_limit":null,"negotiated_drug":false,"terms_vary_by_ndc":false}},"sources":[{"url":"https://data.cms.gov/sites/default/files/2026-10/73ce0d29-e440-4d9a-9608-93678a50e8c8/2027_20261008.zip","fetched_at":"2026-10-21T06:34:13.698Z","sha256":"5f3bbe4e9ca29bce965403f3780d66452ec446cef5bf01fa050d3c6a990f053c","publisher":"Centers for Medicare & Medicaid Services (data.cms.gov)","license":"US government work (CMS), used under CMS's Agreement for Use of the Prescription Drug Plan Formulary, Pharmacy Network, and Pricing Information Public Use Files (https://data.cms.gov/sites/default/files/2023-10/AGREEMENT-FOR-USE.pdf); processed by Distill"}],"as_of":"2026-10-08T00:00:00.000Z","confidence":1,"method_version":"medicare.partd_plan@1.0.0","price_paid":null,"notices":["Medicare Part D formulary and plan data as of the CMS public use file’s date (file_date), processed by Distill; the Medicare Plan Finder (medicare.gov/plan-compare) may have newer information. Not enrollment, coverage or medical advice; confirm with the plan. See /terms.","Free tier: the first 3 of 5 tiers.","Free tier answer capped at 3 rows: 1 of 3 free answers left today (UTC) for the medicare routes. Pay per call for more."],"view":"summary","request_id":"468968ff-1b62-4aed-acc6-86a7578398e9"}